What's the difference between a dismissal and a discharge when it comes to a Chapter 13 bankruptcy?
Jan Meriss Alfonso Assistant at Ascent Law LLC Chapter 13 bankruptcy In a friendly tone: A dismissal, or an absolute discharge, is the end result of a Chapter 13 bankruptcy. In order to receive this outcome, you must meet certain requirements and goals during your bankruptcy, including: -Filing all of your documents on time -Completing the means test -Completing all credit counseling When you successfully meet these requirements and goals, your bankruptcy petition will be dismissed and you will receive an absolute discharge. The difference between a dismissal and a discharge is that a dismissal does not require you to reimburse your creditors—you are simply excused from repaying your debts under the terms of Chapter 13. When you receive a discharge, on the other hand, you will likely be required to pay back at least some of your creditors, because it takes more to qualify for a discharge than it does to get a dismissal. -Meeting with the trustee regularly (in person or by phone) ...