Can you get a secured credit card during chapter 13 bankruptcy?
Jan Meriss Alfonso Assistant at Ascent Law LLC Can I Get a Secured Credit Card During Chapter 13 Bankruptcy? If you've recently filed for chapter 13 bankruptcy and need to rebuild your credit, you may wonder if you can still get a secured credit card. The short answer is yes. However, you'll need to show that you've made payments on time and have not defaulted on any of your loans. In order to get a secured credit card, you'll need to show proof that you've been making regular payments since your bankruptcy. Applying for a secured credit card If you are currently in the midst of a chapter 13 bankruptcy, you might be wondering what your options are for getting a secured credit card. A secured credit card allows you to make purchases with a cash deposit that you make to the card issuer. However, you should be aware that a secured credit card issuer can decline your application if you can't make your payments on time. Bankruptcy debtors are more likely to be declin...