How Can You Appeal a Child Custody Decision?

  Jan Meriss Alfonso Assistant at Ascent Law LLC Filing for bankruptcy If you and your spouse file jointly for bankruptcy, it can seem like your spouse is liable for your debts. However, that's not the case in most cases. You're both going to be responsible for paying back any debts you owe together as a couple, but that doesn't mean your spouse is on the hook if you declare bankruptcy. The only time they would have any responsibility is if they signed up for a loan with you. Even if they cosigned, they'd only be held responsible if the creditor could prove that they had the ability to pay the debt at the time of signing. Couple filing for bankruptcy However, when a couple files separately, one of them would have to go through their own separate bankruptcy process—which would entail listing all of their debts and assets on their own petition. In this situation, it's possible that one person's debts could be treated differently than the other person's, but in...

  Jan Meriss Alfonso Assistant at Ascent Law LLC Will My Student Loans Be Forgiven If I Declare Bankruptcy? Filing for bankruptcy does not automatically discharge all your debts, including student loans. However, you can discharge non-priority debts in bankruptcy. Student loans are one of these types of debts, and therefore they are hard to discharge. There are several ways to overcome this problem, including bankruptcy, but there are also many things you need to keep in mind before filing for bankruptcy. Discharge of non-priority debts When you file for bankruptcy, you can choose to discharge some debts and keep others. Non-priority debts include credit card bills, medical bills, and student loans. Unlike other debts, however, they are treated differently in bankruptcy and, for most people, will remain after the bankruptcy. Most unsecured debts are dischargeable under bankruptcy. Depending on the type of bankruptcy you file, you may be able to discharge some or all of them. This w...